Education Savings
A tax-smart plan to help fund education without derailing your own retirement.
Invest in the next generation
The cost of a degree keeps climbing, and families often feel torn between funding college and funding their own future. You do not have to choose blindly.
We help you use the right accounts, in the right amounts, so education goals and retirement goals can both stay on track.
average published tuition and fees at private four-year colleges for 2025-26.
average public in-state tuition and fees in Florida, the lowest in the nation for 2025-26.
Purpose-built accounts
From 529 plans to custodial accounts, we help you choose the vehicles that offer the most tax advantage for your situation.
Balanced with retirement
We make sure funding a child's education does not quietly undermine the retirement you are working toward.
- 529 plan strategy
- Financial aid awareness
- Gift-tax coordination
- Age-based investing
- Grandparent gifting
- Goal balancing
Sources
- 1College Board, Trends in College Pricing and Student Aid 2025–26. View source
- 2College Board, Trends in College Pricing and Student Aid 2025–26. View source
The figures on this page are provided for educational purposes only and are not a guarantee of future results. Investing involves risk, including the possible loss of principal.
See the value before you trust us with a penny.
Start with a simple 15-minute call. No cost, no obligation, just a conversation about whether we are the right fit for your future.
Find the blind spot in your plan
In our experience, there is almost always one area a retiree has not fully considered: sustainable spending, the real tax bill ahead, or leaving money on the table with Social Security. This workbook helps you find it.